We are experts. Overseas Mortgage Shop, S.L. is a specialized mortgage broker which provides tailor made offers for non - residents in Spain. No matter if you are looking for finances for a business investment or you need a mortgage for your holiday home, Overseas Mortgage Shop, S.L. will be able to help you. Our offers normally have the following features

• Non-residents can borrow up to 80% of the valuation of the property. Some banks will however restrict the borrowing to a percentage of the purchase price.
  
• The length of the mortgage can be up to 50 years although the usual term is up to 30 years.
  
• The standard rate of interest is variable but we can also offer fixed rates which are generally higher and a mixture of both fixed and variable is also available.
  
• Mortgages can be either repayment mortgages (both capital and interest) or Interest only or a mixture of the two. The Interest Only can either be a mixture where the interest is paid over a fixed period of the mortgage with the capital being repaid over the remaining term or for the whole term of the mortgage where the capital is repaid at the end of the term.
  
• Loans are available for borrowers up to the age of 75 but can be to an unlimited age.
  
• Re-mortgages are available.
  
• Mortgages on country property up to 70% of valuation.
  
• Loans can be taken out in both an individual or Company name.
  
• Self Certification mortgages up to 50% of valuation.